A financial partner that gets my business. That's a plus.
The products, services, and personal support your business needs -all from a partner invested in your success.
Great rates. That’s a plus.
Earn up to
5.12%
Cash Reward
Checking Account
Earn up to
0.50%
Money Market
Checking Account
Rates starting at
6.25%
Boats &
Recreational Vehicles
Rates starting at
5.00%
Auto Loans
Rates starting at
3.75%
CD with Direct Deposit
Community Partnerships
Impact beyond banking. That’s a plus.
Student-Run Credit Union
Hands-on financial learning that helps students build smart money habits and real-world confidence.
Explore Student Banking
Reality Fairs
Interactive financial experiences that help students build confidence and prepare for real-world decisions.
How it Works
You Join. We Give.
Membership gives back by supporting local nonprofits and strengthening Northern Michigan communities.
See Community Impact
Services
Solutions for every stage of life. That’s a plus.
Additional Services
Bank on the plus side
From everyday banking to long-term goals, we’re here with local support and solutions built around you.
