BizLink 247 Mobile App
Major enhancements for our mobile app are coming soon including:
- New Widgets
- Debit & Credit Card Control
- Stay up to date with our Commercial Team
- In the Works: Positive Pay for Checks & ACH
Merchant Capture
Merchant Capture is a simple and effective way for Business Members to capture checks from their home or office using a check scanner. After checks have been scanned, the batches are submitted for processing and users are able to know the status of their deposit thru the portal site.
Key Advantages of Merchant Capture.
- Make your funds available faster.
- Make deposits anytime.
- Save time preparing deposits.
- Consolidate funds from remote locations into TBA Credit Union
- Cut costly courier fees or trips to the financial institution.
- Reduce risk of check fraud.
Is Merchant Capture for you?
Does your business:
- Make deposits after normal banking hours?
- Pay transportation costs to deliver deposits?
- Receive checks with large dollar amounts?
If you answered YES to any of the above questions, then Merchant Capture may benefit your company. It’s like having a 24-hour teller right in your office.
- Get faster funds availability – With electronic deposits, checks can be deposited into your account sooner, so your money is working smarter for you.
- Make deposits anytime – Enjoy the convenience of making deposits electronically 24 hours a day, 7 days a week, even weekends.
- Save time preparing deposits – Preparing deposits electronically is very efficient, reducing labor costs and freeing up staff for other tasks.
- Save time and money – Electronic deposits can reduce trips to the bank and eliminate costly courier fees.
- Streamline your cash flow – Check deposits can easily be made from any remote office or storefront. This makes it easy to consolidate deposits from multiple locations into a single bank.
- Reduce risk of check fraud – Faster check clearing may allow you to act sooner on returned checks, increasing your opportunities for collection.
- Work more securely – Multiple layers of security include password protection, Internet firewalls, and 128-bit encryption – the highest level of security commercially available.
Commercial ACH Origination Service
Streamline your business. Our Commercial Automated Clearing House (ACH) Origination offers you an all-in-one service.
- Payroll Direct Deposit: This service allows the business member to deposit payroll earnings directly into their employees’ accounts. Employees can also automatically distribute their payroll earnings into different savings and checking accounts within multiple financial institutions.
- Health Savings Account (HSA) Direct Deposit: This service offers a quick and easy way for a business member to transfer funds from their corporate account to their employees’ HSA account.
- Electronic Child Support Payments & Garnishments: Provides the convenience of paying mandated child support and other garnished wages electronically.
- Corporate Transfers & Cash Management: Transfer funds, manage cash, pay business partners, and schedule pre-authorized payments from customers and vendors. A business member can also use the above service to withdraw payments from authorized business partners for delivery or shipment of products.
- Electronic Bill Payments:Consumers can have their bills paid electronically by authorizing the business to withdraw the payment owed on each payment due day.
Positive Pay
Positive Pay is a fraud detection service that matches the account number, check number, and dollar amount of every check presented for payment against a list of checks previously authorized and issued by the company. Catch problems early with Positive Pay.
- Protects your business from check fraud
- Blocks non-authorized transactions
Biz Watch
Biz Watch for ACH (debit) is a fraud detection service designed especially for business members who want more control over unauthorized (withdrawal) transactions submitted to their operating accounts. With Biz Watch, you can choose one of the three methods to monitor your ACH.
- Block all ACH debits
- Block debits over an amount you set
- Allow debits on
- an approved list of ACH company IDs
- set amounts
Protect your business from fraud and catch problems early. Sign up for both Positive Pay and Biz Watch and save! Contact the commercial team for more information.
I-Care Health Plan
Health insurance is essential when it comes to ensuring a physically and financially healthy future. Feel secure knowing that you can get the medical services you need while also avoiding costly bills through our I-Care Health Plan!
The I-Care Health Plan is an affordable and accessible solution to healthcare. With a variety of plans, carriers, and networks to choose from, you can get the coverage that is right for your lifestyle.
The I-Care Health Plan offers:
- Personal health insurance or group health plans for businesses and members
- Plans available for independent contractors, self-employed, and small businesses
- Competitive and unlimited major medical coverage for individual(s)
- A nationwide network of doctors and pharmacies for complete coverage
- Multiple plan designs make it easy to find the right fit for yourself or your company
Take control of your healthcare. Contact an I-Care Health Plan Consultant for a quote today!
I-Care Health Plan Consultant
Ken Meyer
Licensed Agent
Employee Benefits Executive
Phone: (414) 433-0174
Email: innovation@interlutionsCUSO.com
Credit Card Processing
Business owners, if you’re looking for the best merchant services deal in the industry, look no further. We’re your trusted partner, focused on delivering the bottom line results you need.
- Local, reliable service
- Affordable advanced POS systems
- Secure payment gateways for internet, smartphone, and tablet
- Advanced payroll processing
- Lowest rates, guaranteed
- Honesty. integrity, and full transparency
Contact the Commercial Team
Dan Galbraith
Commercial Relationship Specialist
danielg@tbacu.com
231.633.3361
Dan has a 20-year career in the banking and financial service industry. Dan is eager to build relationships with businesses and deliver tailored solutions to help your business succeed. With Dan’s commitment to excellence and passion for empowering business, your business can focus on its continuous growth and success.
Carl Stewart
Commercial Loan Originator
carls@tbacu.com
231.631.2313
Carl has a 30-year career in the banking and financial industry. Carl is dedicated to helping business owners find the best financial solutions to support their growth and success. He specializes in sourcing commercial loans, analyzing financial statements, and developing strategies to minimize risk and improve cash flow. Carl enjoys working closely with business owners, whether they are just starting out or looking to expand and grow their operations.